About FutureValueCalc
We build transparent investing tools so savers can translate compound-interest math into confident decisions.
Our mission
Enable every long-term investor to model outcomes with the same rigour as wealth managers-without the jargon or paywalls.
Individual investors and teams have modelled future value scenarios with our calculators since launch.
Active language today, with localisation to Spanish, Chinese, and German in progress.
Historical uptime for the calculator infrastructure across the last 12 months.
Our story
FutureValueCalc began in 2023 when our founder Zoe Kang needed a planning toolkit that balanced depth with simplicity for her advisory clients. Off-the-shelf calculators hid assumptions, so she decided to build one that showed every step.
Working with quantitative analysts and certified financial planners, we validated every formula against industry references and expanded to cover retirement, goal-based planning, and rate comparisons.
Today we combine deterministic calculators with AI-assisted planning and long-form education so you can understand the why behind each projection.
Editorial standards & expert review
Every article and calculator is reviewed by certified planners and quant researchers before release.
Sarah Chen, CFP®
Chief Financial Educator · Certified Financial Planner, Wharton MBA
Experience: 12+ years in wealth management and retirement planning
Sarah leads our education program and reviews long-form articles to ensure accuracy and practicality for first-time investors.
David Morales, CFA
Lead Investment Strategist · Chartered Financial Analyst, Former Buy-side Analyst
Experience: 10+ years building asset allocation models and risk dashboards
David supervises the AI calculator prompts and verifies that recommended inputs align with realistic market assumptions.
What we check before publishing
- CFP® review of assumptions, disclosures, and consumer impact
- Quantitative back-testing of formulas against industry references
- Data source verification (FRED, BLS, MSCI) with freshness logs
Our values
Accuracy first
We double-check every formula against peer-reviewed sources and audit calculations before release.
Transparent guidance
Every guide cites primary data sources, and we publish the assumptions used in each example.
Goal-driven design
Tools are built around real-life planning milestones-retirement, education funding, home ownership, and financial independence.
Access for everyone
Core calculators stay free to use, and we design for accessibility on desktop and mobile.
Our journey
Prototype launched for FIRE planners (2023)
Released the first compound-interest engine and validated it against spreadsheet models used by advisors.
Advisor-reviewed guides published (2024)
Shipped our learning hub with curriculum-reviewed articles and walkthroughs for every calculator.
AI planning and localisation roadmap (2025)
Rolling out AI-assisted goal planning and preparing translated experiences for additional markets.
Meet the team
We are a remote team of planners, quant researchers, and writers who care about evidence-based investing.
Zoe Kang - Founder & Product Lead
CFP candidate, oversees product strategy and editorial standards.
Daniel Rivera - Quantitative Research
Builds and validates calculation engines across all tools.
Amelia Patel - Content Lead
Edits education content and coordinates expert reviews every quarter.
Partner with FutureValueCalc
Have an idea for a new calculator or want to collaborate on educational content? We would love to hear from you.
Email the team