Research-backed guidance
Guides reference Federal Reserve data, IRS publications, and industry benchmarks.
Content reviewed quarterly.
Guides that turn math into action
Explore retirement, investing, savings, loan, and protection playbooks. Every guide mirrors the calculator workflow so teams can brief stakeholders fast.
Editorial standards
All content passes fact-checking and compliance review.
Featured playbooks
Emergency fund blueprint
Secure 3-6 months of expenses, automation, and sinking funds.
Read guide
401(k) optimizer manual
Capture salary, match formulas, Roth vs Traditional strategy, and rebalancing guardrails.
Read guide
ROI storytelling toolkit
Translate campaign or product ROI into decks, benchmarks, and automation tasks.
Read guide
Content spotlight: Mortgage rates research sprint
See how we turn raw data into a bilingual guide that links directly to the calculators.
Step 1
1. Audit the calculators
Mortgage calculators export rate tables and disclaimers into the draft so data, warnings, and CTAs match.
Step 2
2. Cite sources in plain language
We translate PMMS/FHFA jargon into reader-friendly bullets plus link cards for compliance teams.
Step 3
3. Handoff to automation
Final guide embeds ROI/mortgage tool deep links and publishes a PDF checklist for advisors.
Data stack: Freddie Mac PMMS, FHFA HPI, BLS CPI (Jan 2025).
Retirement & income planning
Tackle 401(k) workflows, FIRE math, and emergency reserves with templates that align to our calculators.
401(k) complete guide
PopularEmployer match formulas, Roth vs Traditional checklists, and rebalancing cadences.
20 min readComprehensive
Emergency fund guide
Layer cash buffers, insurance deductibles, and automation tasks.
10 min readBeginner
Compound interest primer
Teach teams how regular deposits grow across decades.
12 min readIntermediate
Investing fundamentals
Explain ROI storytelling, diversification, and index strategies with examples that plug into the calculators.
Understanding ROI
Simple dashboards for comparing projects and opportunity cost.
10 min readBeginner
Compound interest deep dive
PopularWorked examples for monthly deposits, bonuses, and catch-up contributions.
12 min readBeginner
Portfolio diversification
Show how to balance equities, bonds, and alternatives.
8 min readBeginner
ROI calculation guide
Tie campaign math to CAC, LTV, and automation reminders.
10 min readIntermediate
Investment basics
Teach compound growth, risk, and time horizons to new savers.
15 min readBeginner
Savings systems
Give every cash goal a workflow—from rainy-day funds to sinking funds and automation scripts.
Emergency fund playbook
PopularScripts for building buffers without derailing long-term investing.
10 min readBeginner
Everyday savings guide
Quick wins for redirecting subscriptions, bonuses, and windfalls.
12 min readBeginner
Side income ideas
Framework for adding freelance, gig, or business income streams.
8 min readIntermediate
Emergency fund basics
One-page worksheets for new grads and renters.
10 min readBeginner
FIRE & downshift planning
Document withdrawal rates, geo-arbitrage moves, and part-time transitions.
Loan & credit playbooks
Compare mortgage, auto, student, and personal loans with payoff ladders and negotiation scripts.
Mortgage guide
PopularRate shopping, inspection, and refinance checklists.
25 min readComprehensive
Auto loan guide
PopularBudgeting, trade-in math, and EV incentive worksheets.
20 min readComprehensive
Student loan guide
PopularForgiveness programs, IDR checklists, and refinancing math.
30 min readComprehensive
Debt management strategies
Avalanche vs. snowball flows and consolidation prep.
15 min readIntermediate
Credit score improvement
Dispute templates and utilization dashboards.
12 min readBeginner
Protection & inflation hedging
Guard portfolios against inflation, taxes, and tail risks.
Inflation protection guide
PopularModel CPI scenarios, hedges, and rate-sensitive expenses.
15 min readIntermediate
Tax-advantaged investing
Map contributions across 401(k), IRA, HSA, and brokerage buckets.
20 min readAdvanced
Risk management
Insurance ladders, cash buckets, and estate checklists.
18 min readIntermediate
Estate planning basics
Beneficiary reviews, trust workflows, and document vaults.
25 min readAdvanced
How we build every guide
Each article is reviewed by analysts, localized for every market, and updated after major policy or rate changes.
Primary research
References to FRED, BLS, IRS, and lender bulletins keep numbers accurate.
Localization
Copy is adapted for each locale before surfacing inside the calculator.
Expert review
CFP and credit coaches review workflows before publishing.
Refresh schedule
Living documents that update after CPI releases, rate hikes, or tax changes.
Next update: after the upcoming CPI release and IRS limit announcement.
More resources
Research & Data Sources
Authoritative sources backing our guide content.
Federal Reserve & BLS data
FRED yields, CPI/PCE, unemployment, and income tables powering rate & cost guidance.
Compliance Review
Content reviewed for accuracy and regulatory compliance.
Editorial Standards
All guides follow strict fact-checking and citation requirements.
Guides updated quarterly or after major regulatory changes.
Editorial responsibility reminder
Guides are educational and not individualized financial, tax, or legal advice.
- ⚠️Articles cite datasets listed above plus calculator outputs. Validate numbers with licensed professionals.
- ⚠️Markets, tax law, and lending rules change frequently. Re-run calculators and review updated documentation before executing.
- ⚠️FutureValueCalc does not provide personalized advice. Use the calculators and guides as starting points, not final recommendations.
Bring these playbooks into your planning
Jump into the calculators to turn each guide into live scenarios, reminders, and exports.
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