Describe your investment needs and AI will generate optimal investment plans for you
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Let artificial intelligence become your personal financial advisor
No need for complex parameter settings, just describe your investment needs in natural language, such as 'I want to save $1M in 10 years', and AI can understand and generate plans.
AI can accurately extract key parameters such as investment amount, time horizon, and return rate from your description, and automatically perform reasonableness checks and optimization.
Supports forward calculation (how much you can get by investing) and reverse calculation (how much you need to invest to reach your goal), meeting different planning needs.
Provides personalized investment advice based on your specific situation, including risk warnings, investment strategy recommendations, and precautions.
Supports various investment scenarios such as retirement planning, education funds, home savings, startup capital, providing professional advice for different life stages.
Based on advanced AI models, can analyze your needs and generate detailed investment plans within seconds, greatly improving planning efficiency.
Get professional investment plans in three easy steps
Describe your investment goals in natural language, such as 'I want to reach $1M through regular investment in 10 years' or 'Need $5M for retirement, currently 35 years old'
AI will automatically analyze your needs, extract key parameters, and generate optimal investment plans based on financial knowledge base
Get detailed investment plans including monthly investment amount, expected returns, risk warnings, and personalized advice
Answers to your questions about AI investment calculations
The AI calculator is based on mature financial calculation models and trained on large amounts of historical data, providing relatively accurate investment predictions. However, please note that all investments involve risks, and actual returns may differ from predictions. It's recommended to use AI advice as reference and make final decisions based on your own situation.
AI supports understanding of various investment scenarios, including: retirement planning, education funds, home savings, startup capital, emergency funds, etc. You can describe in natural language, such as 'Need $500k for child's college education when they turn 18' or 'Invest $1000 per month, how much will I have in 15 years'.
AI suggests reasonable annual return rates based on your investment horizon, risk preference, and historical market data. Generally, long-term investments (10+ years) suggest 6-8% annual returns, medium-term investments (5-10 years) suggest 4-6%, short-term investments suggest 2-4%. You can also specify your expected return rate in the description.
AI considers inflation impact when generating investment advice. Generally assumes 2-3% annual inflation rate, so recommended investment returns are usually 2-3 percentage points higher than inflation to ensure real purchasing power growth. If you have specific inflation expectations, you can mention them in your description.
AI Calculator Noticeļ¼This AI smart calculator generates investment advice based on algorithmic models for reference and learning purposes only. AI analysis results do not constitute professional investment advice. Actual investment decisions should comprehensively consider personal financial situation, risk tolerance, and other factors.
Data Accuracyļ¼AI models are based on historical data and statistical models, but market environments are complex and volatile. Actual investment returns may differ significantly from AI predictions. Do not use AI advice as the sole basis for investment decisions.
By using this AI calculator, you understand and agree that: investment involves risks, AI advice is for reference only, and final investment decisions should be based on your independent judgment or advice from professional financial advisors.