Set your financial target amount and timeline, and the system will automatically calculate the required investment parameters
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Start from your goals and precisely plan your investment path
Set clear financial goals first, then reverse calculate the required investment parameters, making your investments more targeted and actionable.
Based on compound interest formulas, precisely calculate key parameters such as monthly investment amount and investment period required to achieve your goals.
Provides detailed investment analysis including total investment, expected returns, risk assessment, and personalized recommendations.
Adjust target amount, investment period, or expected return rate anytime and see real-time impact of parameter changes on your investment plan.
Evaluate the feasibility of investment plans, provide risk warnings and optimization suggestions to help you set more realistic investment goals.
Intuitively display the investment growth process through charts, helping you clearly understand how funds grow over time.
Goal reverse calculator is suitable for various financial planning scenarios
Set your home purchase target amount and timeline, calculate how much you need to save monthly to achieve your homeownership dream.
Plan ahead for your child's education expenses, calculate how much funding you need to start investing from now.
Set your post-retirement lifestyle goals, calculate how much investment you need to start now for a comfortable retirement.
Prepare for major expenses like car purchases, travel, etc., and plan your savings strategy in advance.
Build an emergency fund, prepare financially for unexpected situations, and ensure life stability.
Accumulate startup capital for future entrepreneurial plans and realize your entrepreneurial dreams.
Prepare for wedding expenses, calculate how far in advance you need to start saving.
Any financial goal with specific amount and time requirements can use reverse calculation.
Create your investment plan easily in four steps
Enter your financial target amount, such as '$1M house down payment' or '$500k education fund'
Set the time limit to achieve your goal, such as 'in 5 years' or 'when child turns 18'
Enter current savings and expected annual return rate, the system will automatically calculate required parameters
Create an investment plan based on calculation results and consistently execute regular investments
Answers to your questions about goal reverse calculation
When setting investment goals, consider: 1) Importance and urgency of the goal; 2) Your income level and savings capacity; 3) Risk tolerance; 4) Impact of inflation factors. It's recommended to break large goals into smaller ones, such as breaking down $1M in 10 years to $100k per year, which is easier to achieve.
If the calculated monthly investment amount exceeds your capacity, consider: 1) Extending the investment period; 2) Reducing the target amount; 3) Increasing expected return rate (but be aware of risks); 4) Increasing initial investment; 5) Finding additional income sources. Remember, investment plans should be sustainable.
Expected return rate selection should be based on investment horizon and risk preference: short-term goals (1-3 years) suggest 2-4%; medium-term goals (3-10 years) suggest 4-6%; long-term goals (10+ years) can consider 6-8%. Conservative investors should choose lower return rates, aggressive investors can appropriately increase, but be prepared for risks.
Of course! An investment plan should be dynamic. You can increase your investment amount when your income grows, adjust your expected return when market conditions change, or recalculate if your goals change. It's recommended to review your investment plan at least once a year to ensure it still fits your situation.
Calculator Disclaimerļ¼This reverse goal calculator is based on mathematical models, and the results are for reference only. Actual investment processes may face various uncertainties such as market fluctuations, inflation changes, and policy adjustments, and the actual results may differ from the calculated results.
Investment Riskļ¼All investments involve risks, including the potential loss of principal. High returns are often accompanied by high risks, and investors should choose suitable investment products based on their own risk tolerance. It is recommended to develop an investment plan under the guidance of a professional.
By using this calculator, you understand that the calculation results are only theoretical predictions and do not constitute investment advice or a guarantee of returns. Please formulate your investment plan cautiously based on your own actual situation and adjust it regularly to adapt to changing environments.